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KrisFlyer is a top choice for those traveling to Southeast Asia and beyond. The program allows travelers to redeem miles for flights, upgrades, and even luxury experiences through its partner network. However, whether you opt to prematurely close the FD or go with the sweep-in facility, premature liquidation charges will be applicable as per standard policy. When you open a Fixed Deposit account at HDFC Bank, you can choose the intervals at which you would like to receive interest payouts.
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Additionally, you can also save tax under Section 80C of the Income Tax Act, 1961. If the interest earned is not sufficient to recover TDS, then the same is collected from the principal amount of the FD. If you have chosen to receive payouts every month or quarter then TDS will be recovered from the linked Current/Savings Account. Yes, at HDFC Bank, you can opt for a Re-Investment FD wherein you can earn compound interest.
- Only Senior Citizens / Retired Personnel (60 years and above) who are Resident Individuals are eligible.
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This option provides a regular income stream by disbursing a portion of the interest earned each month. The Bank computes interest based on the actual number of days in a year. In case, the Deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e., 366 days in a leap year & 365 days in a non-leap year. Welcome to Hunar Online Course, India’s best online learning platform for fashion design, jewellery design and home décor courses, with over 30 years of experience.
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